Covid times have been hard. The country has hit high inflation like never before. In fact prices are going up at their fastest rate since the 1980’s. Prices rose by 8.5% higher in March compared to the year prior. The last time we saw such a high percentage of gains was in 1981. Times have been hard for the majority of the country with people losing jobs, not being paid wages. A huge segment has been living on a tight budget. When savings are coming to an end, it’s next to impossible to save on a tight budget. However, regardless of your current income, it is always important to set aside some money for the future.